Harbor Springs FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Harbor Springs, Michigan.

Total: 6
BD: BH: Min Price:Max Price:
# Photo Address City State Zip Type BD BH Price Details
1
24 Photos
VALLEYVIEW TRL Harbor Springs MI 49740 Foreclosures 3 2 $136,500.00 Details
2
18 Photos
TIMBER PASS Harbor Springs MI 49740 Foreclosures 5 5 $390,900.00 Details
3
7 Photos
HURD RD Harbor Springs MI 49740 Foreclosures 3 1 $54,900.00 Details
4
7 Photos
MARION DR Harbor Springs MI 49740 Foreclosures 3 3.5 - Details
5
22 Photos
N LAKE SHORE DR Harbor Springs MI 49740 Foreclosures 4 5 - Details
6 -
0 Photo
CHAMONIX LN Harbor Springs MI 49740 Foreclosures 2 1 - Details
About our Listings

How to Buy Harbor Springs Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Harbor Springs, MI starts with finding listings. By browsing Harbor Springs foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Harbor Springs, MI.

>> See more info about how to Buy foreclosures

How to Invest in Harbor Springs Foreclosures

How to invest foreclosure

Harbor Springs foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Harbor Springs real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Harbor Springs foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Harbor Springs foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Harbor Springs

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Harbor Springs will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Harbor Springs, MI. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Harbor Springs apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

Michigan Foreclosure Laws

Foreclosure law

Michigan real estate foreclosures generally are non-judicial foreclosures, meaning that real estate brokers are allowed to pursue a foreclosure on a homeowner in default without first getting a court approval. Before distressed properties in Michigan can be sold as foreclosure houses, a lender must issue a Notice of Default and give the homeowner 60 days to pay their debt. After that time, a sale can be scheduled for no less than 21 days in the future. If a home does not sell at auction, the lender takes control of the property; these are known as Michigan REO properties.

Harbor Springs Banks Foreclosures

Bank Foreclosure

Harbor Springs bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Harbor Springs, MI are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Harbor Springs bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Harbor Springs Michigan to be similar to buying from an agent. Check our Harbor Springs bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

Harbor Springs Government Foreclosures

Government Foreclosure

Harbor Springs Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Harbor Springs MI are another popular type of foreclosure, as are VA foreclosures in Harbor Springs, which are available from the Veterans Affairs Department for especially great deals. Check our Harbor Springs government foreclosure listings.

>> See more info about govermment foreclosures

Harbor Springs Pre-Foreclosures

Foreclosure

PreForeclosures in Harbor Springs are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Harbor Springs Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

Harbor Springs Foreclosure Auctions

Foreclosure Auction

Most Harbor Springs foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Harbor Springs, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Harbor Springs, MI. We offer a comprehensive Harbor Springs foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Harbor Springs, Michigan

Find Home Foreclosure Listings in Harbor Springs, MI

Harbor Springs foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Harbor Springs, MI and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Harbor Springs Michigan, best affordable foreclosure condo in Harbor Springs, cheap apartments for sale, bargain foreclosed homes for sale in Harbor Springs, MI and earn huge savings on the homes YOU want to buy!

Our Harbor Springs Foreclosure Lists

You can find Harbor Springs foreclosure homes for sale which you can buy for living or investment. Simply click through our Harbor Springs foreclosure home listings to find government foreclosures and bank owned homes in Harbor Springs area. If you're searching for a deep discount or low prices on real estate then searching our Harbor Springs foreclosure lists for homes foreclosure for sale or short sale listing in Harbor Springs is your answer. Our up-to-date Harbor Springs short sale listings provide the latest investing opportunities on affordable Harbor Springs bank owned property listings, government pre foreclosure lists, Harbor Springs banrkuptcy homes and Harbor Springs HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Harbor Springs, you should have little trouble finding the cheapest deal on a foreclosed home in Harbor Springs, Michigan.

You can also search Carp Lake foreclosure listings and Levering foreclosure listings for more properties in the neighboring area.



Harbor Springs, MI

As of 2011, Harbor Springs's population is 1,544 people. Since 2000, it has had a population growth of -1. 53 percent. The median home cost in Harbor Springs is $194,800. Home appreciation the last year has been -3. 13 percent. Compared to the rest of the country, Harbor Springs's cost of living is 0. 60% Higher than the U. S. average. Harbor Springs public schools spend $5,685 per student. The average school expenditure in the U. S. is $5,678. There are about 16. 6 students per teacher in Harbor Springs. The unemployment rate in Harbor Springs is 15. 80 percent(U. S. avg. is 9. 10%). Recent job growth is Negative. Harbor Springs jobs have Decreased by 1. 02 percent. Average Commute time is 20 minutes. The National Average is 28 minutes.

Peopleharbor-springs, miUS
Population1,544307,829,557
Pop Density1,19387
Pop Change-1.53%9.34%
Median Age4836.6
Households707116,329,167
Household Size2.142.58
Male Population47.81%49.31%
Female Population52.19%50.69%
Married Population52.19%47.15%
Single Population47.81%52.85%
Estimated Households By Household Incomeharbor-springs, miUS
Income Less Than 15k9.34%12.10%
Income Between 15k And 25k13.15%10.18%
Income Between 25k And 35k14.43%10.56%
Income Between 35k And 50k16.83%14.98%
Income Between 50k And 75k18.81%19.53%
Income Between 75k And 100k10.89%12.52%
Income Between 100k And 150k10.89%12.14%
Income Between 150k And 250k3.11%3.91%
Income Between 250k And 500k2.12%3.34%
Income Greater Than 500k0.42%0.75%
Economyharbor-springs, miUS
Unemployment Rate15.80%9.10%
Recent Job Growth-1.02%-0.12%
Future Job Growth22.16%31.25%
Sales Taxes6.00%6.80%
Income Taxes4.35%6.25%
Income Per Cap$28,990$27,067
Household Income$46,678$52,954
Housingharbor-springs, miUS
Median Home Age31.335.1
Median Home Cost$194,800$175,100
Home Appreciation-3.13%-3.15%
Homes Owned40.45%59.90%
Housing Vacant47.04%10.37%
Homes Rented12.51%29.73%
Property Tax Rate$10.00$11.20
Owner Occupied Housing Units By Valueharbor-springs, miUS
Less Than 20k2.96%2.65%
20k To 399993.33%3.76%
40k To 599992.22%4.99%
60k To 799992.04%6.01%
80k To 999995.37%7.27%
100k To 14999921.67%19.24%
150k To 19999917.22%14.67%
200k To 29999921.30%18.09%
300k To 3999998.15%9.14%
400k To 4999994.07%4.94%
500k To 7499995.00%5.42%
750k To 9999993.33%2.03%
1kk Or More3.33%1.77%
Educationharbor-springs, miUS
School Expend$5,685$5,678
Pupil Teacher Ratio16.614.9
Students Per Librarian1112803
Students Per Counselor428513
2 Yr College Grad8.64%7.47%
4 Yr College Grad25.31%17.42%
Graduate Degrees13.09%10.12%
High School Grads94.85%84.72%
Crimeharbor-springs, miUS
Violent Crime14
Property Crime34
Housing Units By Year Structure Builtharbor-springs, miUS
1999 To 200513.11%13.71%
1995 To 19986.34%8.54%
1990 To 19947.52%5.77%
1980 To 198922.25%13.87%
1970 To 197914.31%16.17%
1960 To 19694.49%11.70%
1950 To 19594.79%11.08%
1940 To 19494.79%6.02%
1939 Or Earlier22.40%13.15%

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