Harbor Springs FORECLOSURE LISTINGS
The market is booming! Find an affordable home through our foreclosure listings in Harbor Springs, Michigan.
The market is booming! Find an affordable home through our foreclosure listings in Harbor Springs, Michigan.
| # | ![]() |
Address | City | State | Zip | Type | BD | BH | Price | Details |
|---|---|---|---|---|---|---|---|---|---|---|
| 1 | 24 Photos |
VALLEYVIEW TRL | Harbor Springs | MI | 49740 | Foreclosures | 3 | 2 | $136,500.00 | ![]() |
| 2 | 18 Photos |
TIMBER PASS | Harbor Springs | MI | 49740 | Foreclosures | 5 | 5 | $390,900.00 | ![]() |
| 3 | 7 Photos |
HURD RD | Harbor Springs | MI | 49740 | Foreclosures | 3 | 1 | $54,900.00 | ![]() |
| 4 | 7 Photos |
MARION DR | Harbor Springs | MI | 49740 | Foreclosures | 3 | 3.5 | - | ![]() |
| 5 | 22 Photos |
N LAKE SHORE DR | Harbor Springs | MI | 49740 | Foreclosures | 4 | 5 | - | ![]() |
| 6 | - 0 Photo |
CHAMONIX LN | Harbor Springs | MI | 49740 | Foreclosures | 2 | 1 | - | ![]() |

Buying real estate foreclosures in Harbor Springs, MI starts with finding listings. By browsing Harbor Springs foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Harbor Springs, MI.
Harbor Springs foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Harbor Springs real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Harbor Springs foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Harbor Springs foreclosure short sales, wait for the right property at the right price.
Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Harbor Springs will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Harbor Springs, MI. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Harbor Springs apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.
Michigan real estate foreclosures generally are non-judicial foreclosures, meaning that real estate brokers are allowed to pursue a foreclosure on a homeowner in default without first getting a court approval. Before distressed properties in Michigan can be sold as foreclosure houses, a lender must issue a Notice of Default and give the homeowner 60 days to pay their debt. After that time, a sale can be scheduled for no less than 21 days in the future. If a home does not sell at auction, the lender takes control of the property; these are known as Michigan REO properties.
Harbor Springs bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Harbor Springs, MI are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Harbor Springs bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Harbor Springs Michigan to be similar to buying from an agent. Check our Harbor Springs bank foreclosure listings and find discount properties.
Harbor Springs Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Harbor Springs MI are another popular type of foreclosure, as are VA foreclosures in Harbor Springs, which are available from the Veterans Affairs Department for especially great deals. Check our Harbor Springs government foreclosure listings.
PreForeclosures in Harbor Springs are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Harbor Springs Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.
Most Harbor Springs foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Harbor Springs, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Harbor Springs, MI. We offer a comprehensive Harbor Springs foreclosure auction listings.
Harbor Springs foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Harbor Springs, MI and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Harbor Springs Michigan, best affordable foreclosure condo in Harbor Springs, cheap apartments for sale, bargain foreclosed homes for sale in Harbor Springs, MI and earn huge savings on the homes YOU want to buy!
You can find Harbor Springs foreclosure homes for sale which you can buy for living or investment. Simply click through our Harbor Springs foreclosure home listings to find government foreclosures and bank owned homes in Harbor Springs area. If you're searching for a deep discount or low prices on real estate then searching our Harbor Springs foreclosure lists for homes foreclosure for sale or short sale listing in Harbor Springs is your answer. Our up-to-date Harbor Springs short sale listings provide the latest investing opportunities on affordable Harbor Springs bank owned property listings, government pre foreclosure lists, Harbor Springs banrkuptcy homes and Harbor Springs HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Harbor Springs, you should have little trouble finding the cheapest deal on a foreclosed home in Harbor Springs, Michigan.
You can also search Carp Lake foreclosure listings and Levering foreclosure listings for more properties in the neighboring area.As of 2011, Harbor Springs's population is 1,544 people. Since 2000, it has had a population growth of -1. 53 percent. The median home cost in Harbor Springs is $194,800. Home appreciation the last year has been -3. 13 percent. Compared to the rest of the country, Harbor Springs's cost of living is 0. 60% Higher than the U. S. average. Harbor Springs public schools spend $5,685 per student. The average school expenditure in the U. S. is $5,678. There are about 16. 6 students per teacher in Harbor Springs. The unemployment rate in Harbor Springs is 15. 80 percent(U. S. avg. is 9. 10%). Recent job growth is Negative. Harbor Springs jobs have Decreased by 1. 02 percent. Average Commute time is 20 minutes. The National Average is 28 minutes.
| People | harbor-springs, mi | US |
|---|---|---|
| Population | 1,544 | 307,829,557 |
| Pop Density | 1,193 | 87 |
| Pop Change | -1.53% | 9.34% |
| Median Age | 48 | 36.6 |
| Households | 707 | 116,329,167 |
| Household Size | 2.14 | 2.58 |
| Male Population | 47.81% | 49.31% |
| Female Population | 52.19% | 50.69% |
| Married Population | 52.19% | 47.15% |
| Single Population | 47.81% | 52.85% |
| Estimated Households By Household Income | harbor-springs, mi | US |
|---|---|---|
| Income Less Than 15k | 9.34% | 12.10% |
| Income Between 15k And 25k | 13.15% | 10.18% |
| Income Between 25k And 35k | 14.43% | 10.56% |
| Income Between 35k And 50k | 16.83% | 14.98% |
| Income Between 50k And 75k | 18.81% | 19.53% |
| Income Between 75k And 100k | 10.89% | 12.52% |
| Income Between 100k And 150k | 10.89% | 12.14% |
| Income Between 150k And 250k | 3.11% | 3.91% |
| Income Between 250k And 500k | 2.12% | 3.34% |
| Income Greater Than 500k | 0.42% | 0.75% |
| Economy | harbor-springs, mi | US |
|---|---|---|
| Unemployment Rate | 15.80% | 9.10% |
| Recent Job Growth | -1.02% | -0.12% |
| Future Job Growth | 22.16% | 31.25% |
| Sales Taxes | 6.00% | 6.80% |
| Income Taxes | 4.35% | 6.25% |
| Income Per Cap | $28,990 | $27,067 |
| Household Income | $46,678 | $52,954 |
| Housing | harbor-springs, mi | US |
|---|---|---|
| Median Home Age | 31.3 | 35.1 |
| Median Home Cost | $194,800 | $175,100 |
| Home Appreciation | -3.13% | -3.15% |
| Homes Owned | 40.45% | 59.90% |
| Housing Vacant | 47.04% | 10.37% |
| Homes Rented | 12.51% | 29.73% |
| Property Tax Rate | $10.00 | $11.20 |
| Owner Occupied Housing Units By Value | harbor-springs, mi | US |
|---|---|---|
| Less Than 20k | 2.96% | 2.65% |
| 20k To 39999 | 3.33% | 3.76% |
| 40k To 59999 | 2.22% | 4.99% |
| 60k To 79999 | 2.04% | 6.01% |
| 80k To 99999 | 5.37% | 7.27% |
| 100k To 149999 | 21.67% | 19.24% |
| 150k To 199999 | 17.22% | 14.67% |
| 200k To 299999 | 21.30% | 18.09% |
| 300k To 399999 | 8.15% | 9.14% |
| 400k To 499999 | 4.07% | 4.94% |
| 500k To 749999 | 5.00% | 5.42% |
| 750k To 999999 | 3.33% | 2.03% |
| 1kk Or More | 3.33% | 1.77% |
| Education | harbor-springs, mi | US |
|---|---|---|
| School Expend | $5,685 | $5,678 |
| Pupil Teacher Ratio | 16.6 | 14.9 |
| Students Per Librarian | 1112 | 803 |
| Students Per Counselor | 428 | 513 |
| 2 Yr College Grad | 8.64% | 7.47% |
| 4 Yr College Grad | 25.31% | 17.42% |
| Graduate Degrees | 13.09% | 10.12% |
| High School Grads | 94.85% | 84.72% |
| Crime | harbor-springs, mi | US |
|---|---|---|
| Violent Crime | 1 | 4 |
| Property Crime | 3 | 4 |
| Housing Units By Year Structure Built | harbor-springs, mi | US |
|---|---|---|
| 1999 To 2005 | 13.11% | 13.71% |
| 1995 To 1998 | 6.34% | 8.54% |
| 1990 To 1994 | 7.52% | 5.77% |
| 1980 To 1989 | 22.25% | 13.87% |
| 1970 To 1979 | 14.31% | 16.17% |
| 1960 To 1969 | 4.49% | 11.70% |
| 1950 To 1959 | 4.79% | 11.08% |
| 1940 To 1949 | 4.79% | 6.02% |
| 1939 Or Earlier | 22.40% | 13.15% |
